A) You have a £5K downward swing from high point on Sports / Poker.
B) You do your balls on 1st Prem weekend of season.
C) Your mega sick on your week off and spend most of it on bog or helping baby who is been sick / shitting.
D) You have eye infection
E) Your ISA go's down 30% in 3 weeks
F) Your web connection is absolute pants but only after you got A) out the way above.
G) All of the above
PS Do one August